# Paymate vs PactApp

The clearest difference is in-app purchases: Paymate at none against PactApp's 4. Paymate also leads on ads (none vs shown) and update cadence (every 2 days vs weekly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. PactApp sells 4 in-app purchases, starting at $4.99 per month. Paymate asks for nothing beyond the download.

Paymate ships an update every 2 days, PactApp weekly. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Paymate | PactApp |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 days** | Weekly |
| Size | 33 MB | 115 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jose Delgado](https://appshunter.io/developer/1875161950) | [RS Capital LLC](https://appshunter.io/developer/1887101456) |

## What reviewers say

### Paymate

[App page](https://appshunter.io/ios/app/paymate/id6758818571)

**Features:** macOS Compatibility

**In-app purchases:** none


### PactApp

[App page](https://appshunter.io/ios/app/pactapp-loan-contracts/id6760973675)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard | $4.99 | per month |
| Pro | $9.99 | per month |
| Standard Annual | $49.99 | per year |
| Pro Annual | $89.99 | per year |


## Frequently asked questions

### Is Paymate free?

Paymate is free to download, with no in-app purchases.

### Is PactApp free?

PactApp is free to download, with in-app purchases available.

### Do Paymate or PactApp have ads?

PactApp shows ads; Paymate does not.

### Which is updated more often, Paymate or PactApp?

Paymate ships an update every 2 days, and PactApp weekly. Most recently, Paymate was updated on October 31, 2026 and PactApp on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*