# Paymate vs PHL FinanTech

The clearest difference is update cadence: Paymate at every 2 days against PHL FinanTech's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paymate ships an update every 2 days, PHL FinanTech monthly. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Paymate | PHL FinanTech |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Monthly |
| Size | 33 MB | 424 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jose Delgado](https://appshunter.io/developer/1875161950) | [PHL FinanTech](https://appshunter.io/developer/1896757367) |

## What reviewers say

### Paymate

[App page](https://appshunter.io/ios/app/paymate/id6758818571)

**Features:** macOS Compatibility

**In-app purchases:** none


### PHL FinanTech

[App page](https://appshunter.io/ios/app/phl-finantech/id6770609523)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paymate free?

Paymate is free to download, with no in-app purchases.

### Is PHL FinanTech free?

PHL FinanTech is free to download, with no in-app purchases.

### Do Paymate or PHL FinanTech have ads?

Neither Paymate nor PHL FinanTech shows ads.

### Which is updated more often, Paymate or PHL FinanTech?

Paymate ships an update every 2 days, and PHL FinanTech monthly. Most recently, Paymate was updated on October 16, 2026 and PHL FinanTech on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*