# SandBank vs 必灵

The clearest difference is in-app purchases: 必灵 at none against SandBank's 3. 必灵 also leads on iOS requirement (13.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SandBank sells 3 in-app purchases, starting at $0.99 per month. 必灵 asks for nothing beyond the download.

SandBank ships an update fortnightly, 必灵 every 9 days. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SandBank | 必灵 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | — | Free |
| Size | 51 MB | 98 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [迅 王](https://appshunter.io/developer/1873842519) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### SandBank

[App page](https://appshunter.io/ios/app/sandbank-saving-goal-tracker/id6758853486)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 聚沙攒钱 Pro 月会员 | $0.99 | per month |
| SandBank Pro Yearly | $9.99 | per year |
| SandBank Pro Lifetime | $19.99 | one-time |


### 必灵

[App page](https://appshunter.io/ios/app/ai/id6760445481)

This AI-powered assistant simplifies financial management with intelligent expense tracking, voice note capabilities, and insightful spending analysis. It helps users plan budgets, set savings goals, and manage assets effectively.

**Highlights:** Intelligent expense tracking, Voice note expense recording, Spending analysis and insights, Budget planning, Savings goal setting, Asset management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SandBank free?

SandBank is free to download, with in-app purchases available.

### Is 必灵 free?

必灵 is free to download, with no in-app purchases.

### Do SandBank or 必灵 have ads?

Neither SandBank nor 必灵 shows ads.

### Which is updated more often, SandBank or 必灵?

SandBank ships an update fortnightly, and 必灵 every 9 days. Most recently, SandBank was updated on October 28, 2026 and 必灵 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*