# Loantrack vs IOUly

The clearest difference is in-app purchases: Loantrack at none against IOUly's 4. IOUly's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 26.0). On price, update cadence and ads there is nothing between them.

Both are free to download. IOUly sells 4 in-app purchases, starting at $3.99 per month. Loantrack asks for nothing beyond the download.

Loantrack ships an update every 10 days, IOUly every 8 days. The most recent releases landed on October 31, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Loantrack | IOUly |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 8 days** |
| Monetization | Free | — |
| Size | 6 MB | 56 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sukhjinder Singh](https://appshunter.io/developer/1875466930) | [Serdar OZKAN](https://appshunter.io/developer/1539288181) |

## What reviewers say

### Loantrack

[App page](https://appshunter.io/ios/app/loantrack/id6758877678)

This app provides a clear and structured way to manage money lent and borrowed, whether personal or institutional. It features a clean interface to track balances, payments, and dates, with options for logging payments, charging interest, and setting reminders. Your data remains private on your device with optional iCloud backup and app locking.

**Highlights:** Track lent and borrowed money separately, Running totals for owed and owing, Log payments and track progress, Charge interest (monthly, flat, reducing), Set payment reminders, Archive finished loans, Face ID app lock

**In-app purchases:** none


### IOUly

[App page](https://appshunter.io/ios/app/iouly-iou-tracker/id6760676140)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Whos Pro: Monthly | $3.99 | per month |
| Whos Pro: Yearly | $24.99 | per year |
| Lifetime · One-Time Offer | $29.99 | one-time |
| Whos Pro: Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Loantrack free?

Loantrack is free to download, with no in-app purchases.

### Is IOUly free?

IOUly is free to download, with in-app purchases available.

### Do Loantrack or IOUly have ads?

Neither Loantrack nor IOUly shows ads.

### Which is updated more often, Loantrack or IOUly?

Loantrack ships an update every 10 days, and IOUly every 8 days. Most recently, Loantrack was updated on October 31, 2026 and IOUly on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*