# Mochi vs CentRail

The clearest difference is in-app purchases: CentRail at none against Mochi's 3. CentRail also leads on iOS requirement (15.1 vs 26.0). Mochi's advantage is update cadence (every 3 days vs weekly). On price, ads and device support there is nothing between them.

Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month. CentRail asks for nothing beyond the download.

Mochi ships an update every 3 days, CentRail weekly. Both last shipped on October 4, 2026.

## The numbers

| Metric | Mochi | CentRail |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Freemium | — |
| Size | 19 MB | 69 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Harsha Chaganti](https://appshunter.io/developer/1875492396) | [Habibullah Yousofi](https://appshunter.io/developer/1879058266) |

## What reviewers say

### Mochi

[App page](https://appshunter.io/ios/app/mochi-expense-tracker/id6758880826)

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

**Highlights:** Fast manual expense logging, Recurring expenses, Clean, distraction-free interface, Refined insights and spending history, Search and filters for past entries, Home screen widgets, Privacy-first design

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi+ Monthly | $2.99 | per month |
| Mochi+ Annual | $19.99 | per year |
| Mochi+ Lifetime | $39.99 | one-time |


### CentRail

[App page](https://appshunter.io/ios/app/centrail-expense-tracker/id6760421151)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mochi free?

Mochi is free to download, with in-app purchases available.

### Is CentRail free?

CentRail is free to download, with no in-app purchases.

### Do Mochi or CentRail have ads?

Neither Mochi nor CentRail shows ads.

### Which is updated more often, Mochi or CentRail?

Mochi ships an update every 3 days, and CentRail weekly. Most recently, Mochi was updated on October 4, 2026 and CentRail on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*