# Mochi vs SpendLoop

The clearest difference is update cadence: Mochi at every 3 days against SpendLoop's every 3 weeks. SpendLoop's advantage is iOS requirement (17 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month and SpendLoop sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Mochi ships an update every 3 days, SpendLoop every 3 weeks. The most recent releases landed on August 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Mochi | SpendLoop |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 19 MB | 14 MB |
| Requires iOS | 26.0 | **17** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Harsha Chaganti](https://appshunter.io/developer/1875492396) | [Vikas Mawasi](https://appshunter.io/developer/1884690840) |

## What reviewers say

### Mochi

[App page](https://appshunter.io/ios/app/mochi-expense-tracker/id6758880826)

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

**Highlights:** Fast manual expense logging, Recurring expenses, Clean, distraction-free interface, Refined insights and spending history, Search and filters for past entries, Home screen widgets, Privacy-first design

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi+ Monthly | $2.99 | per month |
| Mochi+ Annual | $19.99 | per year |
| Mochi+ Lifetime | $39.99 | one-time |


### SpendLoop

[App page](https://appshunter.io/ios/app/spendloop-expense-tracker/id6760487426)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendLoop Pro Monthly | $4.99 | per month |
| Founding Member Annual | $24.99 | per year |
| SpendLoop Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Mochi free?

Mochi is free to download, with in-app purchases available.

### Is SpendLoop free?

SpendLoop is free to download, with in-app purchases available.

### Do Mochi or SpendLoop have ads?

Neither Mochi nor SpendLoop shows ads.

### Which is updated more often, Mochi or SpendLoop?

Mochi ships an update every 3 days, and SpendLoop every 3 weeks. Most recently, Mochi was updated on August 21, 2026 and SpendLoop on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*