# Mochi vs Budgetwise

The clearest difference is update cadence: Mochi at every 3 days against Budgetwise's every 3 weeks. Budgetwise's advantage is iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Mochi sells 3 in-app purchases, starting at $2.99 per month and Budgetwise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Mochi ships an update every 3 days, Budgetwise every 3 weeks. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Mochi | Budgetwise |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 19 MB | 6 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Harsha Chaganti](https://appshunter.io/developer/1875492396) | [Himanshu Goyal](https://appshunter.io/developer/1896508539) |

## What reviewers say

### Mochi

[App page](https://appshunter.io/ios/app/mochi-expense-tracker/id6758880826)

This app offers a calm and minimal way to track your spending without overwhelming features. It focuses on simple awareness, allowing you to quickly log expenses and gain insights into your spending habits. Designed for privacy, your data stays on your device.

**Highlights:** Fast manual expense logging, Recurring expenses, Clean, distraction-free interface, Refined insights and spending history, Search and filters for past entries, Home screen widgets, Privacy-first design

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi+ Monthly | $2.99 | per month |
| Mochi+ Annual | $19.99 | per year |
| Mochi+ Lifetime | $39.99 | one-time |


### Budgetwise

[App page](https://appshunter.io/ios/app/budgetwise-expense-tracker/id6767783584)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $39.99 | per year |


## Frequently asked questions

### Is Mochi free?

Mochi is free to download, with in-app purchases available.

### Is Budgetwise free?

Budgetwise is free to download, with in-app purchases available.

### Do Mochi or Budgetwise have ads?

Neither Mochi nor Budgetwise shows ads.

### Which is updated more often, Mochi or Budgetwise?

Mochi ships an update every 3 days, and Budgetwise every 3 weeks. Most recently, Mochi was updated on October 4, 2026 and Budgetwise on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*