# Expense Tracker vs Allowance

The clearest difference is in-app purchases: Allowance at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Allowance asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Allowance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (17 ratings)](https://appshunter.io/ios/app/allowance-agent-wallet/id6762312262/reviews)** |
| Number of ratings | — | **17** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | Every 9 days |
| Monetization | — | Free |
| Size | 62 MB | 8 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [solo ventures](https://appshunter.io/developer/1875542429) | [Allowance Inc.](https://appshunter.io/developer/1893771888) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-mindspend/id6758888143)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $4.99 | per month |
| Yearly | $39.99 | per year |


### Allowance

[App page](https://appshunter.io/ios/app/allowance-agent-wallet/id6762312262)

This app uses AI agents to make purchases for you without sharing your card details. You approve every transaction, maintain control, and continue to earn card rewards. It creates one-time payment credentials for secure, AI-assisted shopping.

**Highlights:** AI-powered purchasing, Card number protection, One-time payment credentials, User payment approval, Earn card rewards, In-app merchant chat

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Allowance free?

Allowance is free to download, with no in-app purchases.

### Do Expense Tracker or Allowance have ads?

Neither Expense Tracker nor Allowance shows ads.

### Which is updated more often, Expense Tracker or Allowance?

Expense Tracker ships an update every 9 days, and Allowance every 9 days. Most recently, Expense Tracker was updated on October 16, 2026 and Allowance on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*