# Qoobo vs Penni

The clearest difference is in-app purchases: Qoobo at none against Penni's 3. Qoobo also leads on update cadence (daily vs every 4 days). Penni's advantage is iOS requirement (18.0 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. Penni sells 3 in-app purchases, starting at $3.99 per month. Qoobo asks for nothing beyond the download.

Qoobo ships an update daily, Penni every 4 days. The most recent releases landed on October 28, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Qoobo | Penni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 4 days |
| Monetization | — | Freemium |
| Size | 5 MB | 59 MB |
| Requires iOS | 26.2 | **18.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Vladimir Adamovic](https://appshunter.io/developer/1875727226) | [OTHMANE MDIDET](https://appshunter.io/developer/1837087586) |

## What reviewers say

### Qoobo

[App page](https://appshunter.io/ios/app/qoobo/id6758915348)

**Features:** macOS Compatibility

**In-app purchases:** none


### Penni

[App page](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109)

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

**Highlights:** Private by design, no sign-up required, Track expenses and income, Set gentle budgets, Manage savings goals, Financial health score, Home and Lock Screen widgets, iCloud sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 Months | $9.99 | per 3 months |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Qoobo free?

Qoobo is free to download, with no in-app purchases.

### Is Penni free?

Penni is free to download, with in-app purchases available.

### Do Qoobo or Penni have ads?

Neither Qoobo nor Penni shows ads.

### Which is updated more often, Qoobo or Penni?

Qoobo ships an update daily, and Penni every 4 days. Most recently, Qoobo was updated on October 28, 2026 and Penni on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*