# Spending Tracker vs Arca

The clearest difference is update cadence: Arca at every 9 days against Spending Tracker's monthly. Arca also leads on iOS requirement (17.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Arca sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update monthly, Arca every 9 days. Both last shipped on October 16, 2026.

## The numbers

| Metric | Spending Tracker | Arca |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 20 MB | 26 MB |
| Requires iOS | 26.2 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pratish Shrestha](https://appshunter.io/developer/1756880914) | [Nikolai Morozov](https://appshunter.io/developer/1896342665) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-mochimoney/id6758917375)

Easily track your daily expenses and manage your budget without feeling overwhelmed. Visualize your spending habits with colorful breakdowns and set category limits to save for your goals. Get a clear financial picture with quick, friendly insights.

**Highlights:** Track daily expenses, Stay on budget, Visualize spending categories, Save for goals, Home screen widgets, Manage recurring charges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mochi Money Pro | $12.99 | one-time |


### Arca

[App page](https://appshunter.io/ios/app/arca-expense-tracker/id6766978655)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Arca Premium Monthly | $4.99 | per month |
| Arca Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Arca free?

Arca is free to download, with in-app purchases available.

### Do Spending Tracker or Arca have ads?

Neither Spending Tracker nor Arca shows ads.

### Which is updated more often, Spending Tracker or Arca?

Spending Tracker ships an update monthly, and Arca every 9 days. Most recently, Spending Tracker was updated on October 16, 2026 and Arca on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*