# SpendSense vs UPI Tracker

The clearest difference is in-app purchases: UPI Tracker at none against SpendSense's 1. SpendSense's advantage is update cadence (every 9 days vs monthly) and iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.

Both are free to download. SpendSense sells 1 one-off in-app purchase. UPI Tracker asks for nothing beyond the download.

SpendSense ships an update every 9 days, UPI Tracker monthly. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | SpendSense | UPI Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | — | Free |
| Size | 47 MB | 16 MB |
| Requires iOS | **15.1** | 17 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jeremy Sellers](https://appshunter.io/developer/1866238459) | [Anand Amar](https://appshunter.io/developer/1744894469) |

## What reviewers say

### SpendSense

[App page](https://appshunter.io/ios/app/spendsense-is-it-worth-it/id6758920686)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSense Pro | $4.99 | one-time |


### UPI Tracker

[App page](https://appshunter.io/ios/app/upi-tracker/id6775892110)

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

**Highlights:** Automatic UPI expense tracking, Spending summaries (daily, weekly, monthly, yearly), Smart spending insights and analytics, Expense categorization, Transaction search, Charts and spending reports, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendSense free?

SpendSense is free to download, with in-app purchases available.

### Is UPI Tracker free?

UPI Tracker is free to download, with no in-app purchases.

### Do SpendSense or UPI Tracker have ads?

Neither SpendSense nor UPI Tracker shows ads.

### Which is updated more often, SpendSense or UPI Tracker?

SpendSense ships an update every 9 days, and UPI Tracker monthly. Most recently, SpendSense was updated on October 24, 2026 and UPI Tracker on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*