# BudgetLabs vs SpendLoop

BudgetLabs and SpendLoop are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. BudgetLabs sells 2 in-app purchases, starting at $1.99 per month and SpendLoop sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

BudgetLabs ships an update every 2 weeks, SpendLoop every 3 weeks. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | BudgetLabs | SpendLoop |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budgetlabs-zero-based-budget/id6758921280/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 40 MB | 14 MB |
| Requires iOS | **16.6** | 17 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hollow Holdings LLC](https://appshunter.io/developer/1857322658) | [Vikas Mawasi](https://appshunter.io/developer/1884690840) |

## What reviewers say

### BudgetLabs

[App page](https://appshunter.io/ios/app/budgetlabs-zero-based-budget/id6758921280)

This AI-powered budgeting app helps you manage your finances with an intelligent assistant, smart transaction importing, and receipt scanning. It offers flexible budgeting methods and tools to visualize your financial future and achieve savings goals.

**Highlights:** AI-powered budgeting assistant, Smart transaction import (paste, PDF, email), Receipt scanning for expenses, Amortize annual bills and spread expenses, Zero-based budgeting with flexible rules, Financial insights and scenario planning, Goal tracking with trajectory charts

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetLabs Pro | $1.99 | per month |
| BudgetLabs Pro | $19.99 | per year |


### SpendLoop

[App page](https://appshunter.io/ios/app/spendloop-expense-tracker/id6760487426)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendLoop Pro Monthly | $4.99 | per month |
| Founding Member Annual | $24.99 | per year |
| SpendLoop Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is BudgetLabs free?

BudgetLabs is free to download, with in-app purchases available.

### Is SpendLoop free?

SpendLoop is free to download, with in-app purchases available.

### Do BudgetLabs or SpendLoop have ads?

Neither BudgetLabs nor SpendLoop shows ads.

### Which is updated more often, BudgetLabs or SpendLoop?

BudgetLabs ships an update every 2 weeks, and SpendLoop every 3 weeks. Most recently, BudgetLabs was updated on October 17, 2026 and SpendLoop on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*