# Free Spend vs Payoff Formula

The clearest difference is device support: Payoff Formula at 3 against Free Spend's 1. Payoff Formula also leads on iOS requirement (13.0 vs 18.1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Free Spend | Payoff Formula |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/free-spend/id6758927521/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | — |
| Size | 13 MB | 17 MB |
| Requires iOS | 18.1 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [William Bray-Cotton](https://appshunter.io/developer/1875812825) | [DevAppStudios LLC](https://appshunter.io/developer/1869130469) |

## What reviewers say

### Free Spend

[App page](https://appshunter.io/ios/app/free-spend/id6758927521)

Track your running spending total with a simple home screen widget. Log purchases and income manually to gain a clear, immediate view of your outgoing funds without complex setup or bank connections.

**Highlights:** Home screen widget for running total, Manual purchase and income logging, No bank account connections, No setup required, Focus on mindful spending

**In-app purchases:** none


### Payoff Formula

[App page](https://appshunter.io/ios/app/payoff-formula/id6761226411)

**In-app purchases:** none


## Frequently asked questions

### Is Free Spend free?

Free Spend is free to download, with no in-app purchases.

### Is Payoff Formula free?

Payoff Formula is free to download, with no in-app purchases.

### Do Free Spend or Payoff Formula have ads?

Neither Free Spend nor Payoff Formula shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*