# Expense Tracker vs Budget Utopia

The clearest difference is in-app purchases: Expense Tracker at none against Budget Utopia's 3. Expense Tracker also leads on update cadence (every 2 days vs every 3 weeks) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Budget Utopia sells 3 in-app purchases, starting at $6.99 per month. Expense Tracker asks for nothing beyond the download.

Expense Tracker ships an update every 2 days, Budget Utopia every 3 weeks. The most recent releases landed on March 2, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Budget Utopia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-utopia/id6761587080/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 weeks |
| Monetization | — | Freemium |
| Size | 61 MB | 49 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cronomi LLC](https://appshunter.io/developer/1248860727) | [Budget Utopia LLC](https://appshunter.io/developer/1890360071) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker/id6758930966)

**Features:** macOS Compatibility

**In-app purchases:** none


### Budget Utopia

[App page](https://appshunter.io/ios/app/budget-utopia/id6761587080)

This app offers a simple, visual way to manage your finances without complex spreadsheets or bank account linking. It helps you create budgets, track spending, set savings goals, and monitor your net worth. Gamified challenges and achievement badges make saving engaging and rewarding.

**Highlights:** Build smart monthly budgets, Track every transaction, Set and monitor savings goals, Join savings challenges, Track full net worth, Manage recurring subscriptions, Earn achievement badges

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Subscription | $6.99 | per month |
| Premium Annual Subscription | $59.99 | per year |
| Lifetime Access | $149.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with no in-app purchases.

### Is Budget Utopia free?

Budget Utopia is free to download, with in-app purchases available.

### Do Expense Tracker or Budget Utopia have ads?

Neither Expense Tracker nor Budget Utopia shows ads.

### Which is updated more often, Expense Tracker or Budget Utopia?

Expense Tracker ships an update every 2 days, and Budget Utopia every 3 weeks. Most recently, Expense Tracker was updated on March 2, 2026 and Budget Utopia on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*