# Debt Payoff Planner Plus vs Payoff

The clearest difference is ads: Payoff at none against Debt Payoff Planner Plus's shown. Payoff also leads on update cadence (every 6 weeks vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Payoff Planner Plus sells 1 one-off in-app purchase and Payoff sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner Plus ships an update every 3 months, Payoff every 6 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Debt Payoff Planner Plus | Payoff |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Size | 6 MB | 56 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Storq Labs BV](https://appshunter.io/developer/1864178327) | [JONATHAN DOUGLAS LAI](https://appshunter.io/developer/1850818875) |

## What reviewers say

### Debt Payoff Planner Plus

[App page](https://appshunter.io/ios/app/debt-payoff-planner-plus/id6758942155)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


### Payoff

[App page](https://appshunter.io/ios/app/payoff-smart-debt-planner/id6761310986)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $5.99 | per month |
| Household Monthly | $9.99 | per month |
| Premium Yearly | $59.99 | per year |
| Household Yearly | $79.99 | per year |


## Frequently asked questions

### Is Debt Payoff Planner Plus free?

Debt Payoff Planner Plus is free to download, with in-app purchases available.

### Is Payoff free?

Payoff is free to download, with in-app purchases available.

### Do Debt Payoff Planner Plus or Payoff have ads?

Debt Payoff Planner Plus shows ads; Payoff does not.

### Which is updated more often, Debt Payoff Planner Plus or Payoff?

Debt Payoff Planner Plus ships an update every 3 months, and Payoff every 6 weeks. Most recently, Debt Payoff Planner Plus was updated on October 31, 2026 and Payoff on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*