# Debt Payoff Planner Plus vs Debt Payoff Pro

The clearest difference is ads: Debt Payoff Pro at none against Debt Payoff Planner Plus's shown. Debt Payoff Pro also leads on update cadence (fortnightly vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Debt Payoff Planner Plus sells 1 one-off in-app purchase and Debt Payoff Pro sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff Planner Plus ships an update every 3 months, Debt Payoff Pro fortnightly. The most recent releases landed on September 10, 2026 and August 1, 2026 respectively.

## The numbers

| Metric | Debt Payoff Planner Plus | Debt Payoff Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/debt-payoff-pro-loan-tracker/id6762552664/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 6 MB | 34 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Storq Labs BV](https://appshunter.io/developer/1864178327) | [KREATORDEV LLC](https://appshunter.io/developer/1634077382) |

## What reviewers say

### Debt Payoff Planner Plus

[App page](https://appshunter.io/ios/app/debt-payoff-planner-plus/id6758942155)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


### Debt Payoff Pro

[App page](https://appshunter.io/ios/app/debt-payoff-pro-loan-tracker/id6762552664)

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

**Highlights:** Debt payoff strategy planner, Snowball and Avalanche methods, Custom debt order, Extra payment logging, What-if scenario analysis, Debt capacity calculation, Progress visualization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Trial | $4.99 | per month |
| Pro Annual | $29.99 | per year |
| Pro Gift | $29.99 | per month |
| Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Debt Payoff Planner Plus free?

Debt Payoff Planner Plus is free to download, with in-app purchases available.

### Is Debt Payoff Pro free?

Debt Payoff Pro is free to download, with in-app purchases available.

### Do Debt Payoff Planner Plus or Debt Payoff Pro have ads?

Debt Payoff Planner Plus shows ads; Debt Payoff Pro does not.

### Which is updated more often, Debt Payoff Planner Plus or Debt Payoff Pro?

Debt Payoff Planner Plus ships an update every 3 months, and Debt Payoff Pro fortnightly. Most recently, Debt Payoff Planner Plus was updated on September 10, 2026 and Debt Payoff Pro on August 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*