OneCost vs DugaLedger

Track spending in one line. OneCost is a minimalist, AI-powered expense tracker. Just say or type what you spent, and AI figures out the amount, time and category. Or snap a receipt or payment screenshot and it extracts the total automatically. ■ Effortless entry · Text: type "lunch 28" to record it · Voice: say "taxi 35" and it's logged · Photo: snap a receipt or payment screenshot — AI reads the amount and merchant ■ Asset accounts · Manage cash, bank cards, credit cards, e-wallets and investments · Transfers and balance calibration; see your net worth anytime · Entries link to accounts automatically so money flow stays clear ■ Multi-currency · Support for USD, EUR, JPY, KRW, CNY and more · Automatic exchange rates; summaries convert to your base currency ■ Insights · AI analyzes your spending trends, timing and emotional patterns · Spending persona, anomaly alerts and impulse-spending hints ■ Widgets & Apple Watch · Home / Lock Screen / StandBy widgets for today's spending · Quick entry on Apple Watch ■ Privacy first · Your data stays on your device and in your iCloud; text/images are forwarded to a third-party AI service through our server only when you use AI recognition · No ad tracking, no personal data collection ■ And more · iCloud sync across devices · Import & export, trash, multiple ledgers Privacy Policy: https://plums-look-mpw.craft.me/dqFvtDnyTIAIfn Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

DugaLedger is a bookkeeping app built around AI conversation. You must configure an AI model provider yourself to use this app. Data is stored entirely on your device by default — no account registration and no personal data collection. Key Features · AI chat bookkeeping: log income and expenses in natural language, with batch entry, editing, and deletion, plus automatic category creation · Flexible input: press and hold anywhere on the screen to speak, scan photos or pick images for text recognition, and import text via iOS Shortcuts · Smart query and statistics: donut, trend, ranking, time-of-day distribution, calendar heatmap, and category × period cross-tab charts; supports year-over-year and period-over-period comparison; tap any chart to drill down into the underlying records · Budgets and goals: set expense budgets or income goals for the overall account or per category, with daily, monthly, and yearly limits and live progress · Cost estimator: estimate your AI usage cost, updated in real time as you spend · Personalization: light, dark, or follow-system mode, multiple palettes and custom themes, adjustable corner radius, and same-hue random switching · Safer data: local storage and optional iCloud sync on iOS; no account required, and you can delete all your data at any time Privacy Policy: https://yehaha1216.github.io/luanhua-ios-privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/