# Plasma One vs OptimalFinancial

The clearest difference is update cadence: Plasma One at every 3 days against OptimalFinancial's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Plasma One ships an update every 3 days, OptimalFinancial every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Plasma One | OptimalFinancial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (215 ratings)](https://appshunter.io/ios/app/plasma-one-stablecoin-card/id6759033493/reviews)** | — |
| Number of ratings | **215** | — |
| Positive reviews | 78.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 3 weeks |
| Monetization | Free | — |
| Size | 162 MB | 40 MB |
| Requires iOS | 16.4 | 16.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Plasma](https://appshunter.io/developer/1876461381) | [OptimalFinancial LLC](https://appshunter.io/developer/6780243872) |

## What reviewers say

### Plasma One

[App page](https://appshunter.io/ios/app/plasma-one-stablecoin-card/id6759033493)

This app allows you to spend your stablecoin balance at millions of Visa merchants worldwide using a virtual or physical card. You can also send money internationally for free, earn rewards on your balance, and manage all your finances in one place with self-custody control.

**Highlights:** Spend stablecoins at Visa merchants worldwide, Virtual and physical card options, Instant international money transfers, Earn yield and cashback rewards, Self-custodial wallet with on-device key generation, All-in-one finance management, Transparent pricing with free P2P transfers

**Features:** Apple Wallet

**In-app purchases:** none


### OptimalFinancial

[App page](https://appshunter.io/ios/app/optimalfinancial/id6780243870)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Plasma One free?

Plasma One is free to download, with no in-app purchases.

### Is OptimalFinancial free?

OptimalFinancial is free to download, with no in-app purchases.

### Do Plasma One or OptimalFinancial have ads?

Neither Plasma One nor OptimalFinancial shows ads.

### Which is updated more often, Plasma One or OptimalFinancial?

Plasma One ships an update every 3 days, and OptimalFinancial every 3 weeks. Most recently, Plasma One was updated on November 5, 2026 and OptimalFinancial on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*