Finanova vs HarcamaAI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finanova
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Finanova turns money tracking into something you actually keep doing. MEET NOVA Nova is your money assistant. Ask anything about your finances and get answers based on your real numbers, not generic advice. Better yet, just tell Nova what to do: "Add my gym membership, 400 monthly" "I spent 250 on groceries yesterday" "Add 500 to my holiday goal" Nova prepares it, you confirm with one tap, and it's saved. Nothing is ever changed without your approval. SCAN INSTEAD OF TYPE Point your camera at a receipt and Nova pulls out every item, price and category. It works with shop receipts, restaurant bills, payment SMS notifications and account statements. You can also share a screenshot straight from another app and review it before saving. BUDGETS THAT MAKE SENSE Set a monthly budget and split it across categories the way you actually live. Watch each category fill up and get warned before you go over, not after. GOALS YOU REACH Save for a holiday, a laptop or an emergency fund. Track your progress, add money as you go, and mark it done when you get there. SUBSCRIPTIONS UNDER CONTROL Add monthly or yearly subscriptions and see what they really cost you each month. Get a reminder the day before each renewal, so nothing charges you by surprise. REPORTS WORTH READING Every month you get a clear picture: where the money went, what changed since last month, your savings rate, your biggest single expense and the days you spent nothing at all. ALSO INSIDE • Home screen widgets • Transactions grouped day by day • Spending reminders and budget alerts • Full Turkish and English support • VoiceOver and Dynamic Type support • Dark interface built for iOS YOUR DATA Your transactions live on your device. Information is sent to our server only when you use Nova, scan a receipt or generate insights, and it is never used for advertising or tracking. FINANOVA PREMIUM • Let Nova add, update and remove entries for you • Many more receipt scans and Nova conversations every day • Detailed monthly reports with PDF export • Daily spending trends and Nova insights Premium is available as a monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Privacy Policy: https://kadirdurakli.github.io/Finanova/#privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
HarcamaAI
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Snap a receipt and let HarcamaAI do the rest. It reads the store, the total and every item on the receipt, and saves your expense with its category. RECEIPT SCANNING Point your camera at a receipt and AI reads the store, date, total and items. Scan several receipts in a row, or take a photo now and have it read later. With Premium, receipt photos are saved to your account, so they stay with you even if you change phones. PERSONAL INFLATION Uses the item prices on your receipts to calculate how much more expensive your own basket has become, and puts it next to the official TÜİK and independent ENAG rates for the same month. See which item went up by how much and which store sells it cheaper. BUDGET AND MONTH-END FORECAST Set a monthly budget and category budgets. Based on your spending pace, HarcamaAI shows where you will be at the end of the month and how much you can spend per day to stay on budget. Regular payments like rent and bills don't inflate the forecast. REGULAR PAYMENTS Rent, building fees, bills and digital subscriptions on one screen. Get a reminder before each due date. Foreign currency subscriptions use today's rate, yearly ones are shown as a monthly amount. STORES AND PRICES See where you spend the most, your average basket and the items whose price changed since your last purchase. If you bought the same item at different markets, it finds the cheapest one and how much you could save each month. CURRENCY AND GOLD Buying and selling prices for the US dollar, the euro and gram, quarter, half, full and Republic gold. Convert between Turkish lira, foreign currency and gold, and see what this month's spending equals in grams of gold on the home screen. REPORTS Download the month's summary as a PDF report, and all your expenses and receipt items as a filterable Excel file. LIGHT AND DARK THEME Easy on the eyes in light and dark, switching automatically with your phone's setting. FREE - Manual expense entry, unlimited - Receipt scanning, 30 per month - Monthly and category budgets - Currency and gold prices, converter - TÜİK and ENAG inflation rates - Regular payments, up to 5 PREMIUM - Unlimited receipt scanning - Personal inflation - Month-end forecast - Store analysis and price changes - Where it's cheaper - Period comparison - Receipt photo archive - PDF and Excel reports - Unlimited regular payments and subcategories Premium is available as a monthly or yearly subscription, and the price for your country is shown before you buy. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage and cancel it in your App Store account settings. Privacy: https://harcamaai.app/privacy Terms: https://harcamaai.app/terms
Screenshots
Verdict
The clearest difference is update cadence: HarcamaAI at every 2 weeks against Finanova's every 4 months. HarcamaAI also leads on device support (3 vs 1) and iOS requirement (15.5 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finanova sells 3 in-app purchases, starting at $1.99 per month and HarcamaAI sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Finanova ships an update every 4 months, HarcamaAI every 2 weeks. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.
| Parameter | Finanova | HarcamaAI |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 6 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | Kadir Durakli | Emre Celik |
In-app purchases
Finanova
- Finanova Premium$1.991 Month
- Finanova Premium (Monthly)$1.991 Month
- Finanova Premium (Yearly)$16.991 Year
HarcamaAI
- HarcamaAI Premium Monthly$1.991 Month
- HarcamaAI Premium Yearly$14.991 Year






