# Spndly vs Budget0

The clearest difference is price: Spndly at Free against Budget0's $2.99. Budget0's advantage is update cadence (every 3 days vs every 8 days). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Spndly is free to download; Budget0 costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Spndly ships an update every 8 days, Budget0 every 3 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | Spndly | Budget0 |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 3 days** |
| Monetization | — | Paid |
| Size | 22 MB | 47 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Waleed Amjad Bashir](https://appshunter.io/developer/1876780925) | [Steffen Meyer](https://appshunter.io/developer/1832181903) |

## What reviewers say

### Spndly

[App page](https://appshunter.io/ios/app/spndly-offline-expense-tracker/id6759088061)

**Features:** macOS Compatibility

**In-app purchases:** none


### Budget0

[App page](https://appshunter.io/ios/app/budget0/id6759191517)

Take full control of your finances with zero-based budgeting. Assign every dollar a purpose, track spending with smart categorization, and visualize your financial health with beautiful charts. Secure your data with PIN and biometric authentication.

**Highlights:** Zero-based budgeting method, AI-powered auto-categorization, Budget groups and comparison, Interactive financial charts, PDF report generation, Cloud backup and restore, PIN and biometric security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spndly free?

Spndly is free to download, with no in-app purchases.

### Is Budget0 free?

Budget0 costs $2.99, with no in-app purchases.

### Do Spndly or Budget0 have ads?

Neither Spndly nor Budget0 shows ads.

### Which is updated more often, Spndly or Budget0?

Spndly ships an update every 8 days, and Budget0 every 3 days. Most recently, Spndly was updated on November 5, 2026 and Budget0 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*