# BuddyPay vs Circlio

The clearest difference is iOS requirement: Circlio at 13.0 against BuddyPay's 15.1. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. BuddyPay sells 2 in-app purchases, starting at $3.99 per month and Circlio sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

BuddyPay ships an update weekly, Circlio every 2 weeks. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | BuddyPay | Circlio |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 57 MB | 60 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mykhailo Kolosov](https://appshunter.io/developer/1876794416) | [Burak Sahinkaya](https://appshunter.io/developer/1806389034) |

## What reviewers say

### BuddyPay

[App page](https://appshunter.io/ios/app/buddypay-split-expenses/id6759090504)

Effortlessly track and split shared expenses with friends, roommates, and groups. This app simplifies managing bills for trips, dinners, and household costs, ensuring everyone's balances are clear and fair. It helps minimize payments and provides a transparent record of who owes whom.

**Highlights:** Create unlimited expense tracking rooms, Flexible split options (equal, percentage, exact amount), Attach receipts and photos to expenses, Simplified debt calculations and balance tracking, Record external payments for settlement, Collaborative group features with real-time updates, Multi-currency and multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BuddyPay Plus Monthly | $3.99 | per month |
| BuddyPay Plus Yearly | $39.99 | per year |


### Circlio

[App page](https://appshunter.io/ios/app/circlio-split-bills/id6761620867)

Effortlessly track and split expenses with friends for trips, shared living, or group outings. This app simplifies cost-sharing, calculates balances automatically, and shows who owes whom instantly, eliminating awkward money conversations.

**Highlights:** Create groups for events, Add and split expenses quickly, Support for equal or custom splits, Real-time balance tracking, See who owes who, Clean interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 5 Expense Rights | $0.99 | one-time |
| 15 Expense Rights | $1.99 | one-time |
| 25 Expense Rights | $3.99 | one-time |


## Frequently asked questions

### Is BuddyPay free?

BuddyPay is free to download, with in-app purchases available.

### Is Circlio free?

Circlio is free to download, with in-app purchases available.

### Do BuddyPay or Circlio have ads?

Neither BuddyPay nor Circlio shows ads.

### Which is updated more often, BuddyPay or Circlio?

BuddyPay ships an update weekly, and Circlio every 2 weeks. Most recently, BuddyPay was updated on October 7, 2026 and Circlio on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*