# Saving Diary vs 必灵

The clearest difference is in-app purchases: 必灵 at none against Saving Diary's 3. 必灵 also leads on update cadence (weekly vs every 2 weeks) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Saving Diary sells 3 in-app purchases, starting at $0.29 per month. 必灵 asks for nothing beyond the download.

Saving Diary ships an update every 2 weeks, 必灵 weekly. The most recent releases landed on September 12, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Saving Diary | 必灵 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Freemium | **Free** |
| Size | 2 MB | 54 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [颖 杨](https://appshunter.io/developer/1872549512) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### Saving Diary

[App page](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489)

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

**Highlights:** Multiple saving plans, Visual progress tracking, Yearly overview grid, Personalized themes, Achievement system, Local data storage, Shareable achievement cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.29 | per month |
| Yearly Pro (Best Value) | $1.99 | per year |
| Lifetime Pro | $3.99 | one-time |


### 必灵

[App page](https://appshunter.io/ios/app/ai/id6760445481)

This AI-powered assistant simplifies financial management with intelligent expense tracking, voice note capabilities, and insightful spending analysis. It helps users plan budgets, set savings goals, and manage assets effectively.

**Highlights:** Intelligent expense tracking, Voice note expense recording, Spending analysis and insights, Budget planning, Savings goal setting, Asset management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Saving Diary free?

Saving Diary is free to download, with in-app purchases available.

### Is 必灵 free?

必灵 is free to download, with no in-app purchases.

### Do Saving Diary or 必灵 have ads?

Neither Saving Diary nor 必灵 shows ads.

### Which is updated more often, Saving Diary or 必灵?

Saving Diary ships an update every 2 weeks, and 必灵 weekly. Most recently, Saving Diary was updated on September 12, 2026 and 必灵 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*