# Saving Diary vs 100 Envelope Savings Challenge

The clearest difference is review sentiment: Saving Diary at 100% against 100 Envelope Savings Challenge's 50%. Saving Diary also leads on rating (5.0 vs 3.5) and ads (none vs shown). 100 Envelope Savings Challenge's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price, ratings volume and update cadence there is nothing between them.

Both are free to download. Saving Diary sells 3 in-app purchases, starting at $0.29 per month. 100 Envelope Savings Challenge asks for nothing beyond the download.

Saving Diary holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 100% of Saving Diary's written reviews are positive against 50% of 100 Envelope Savings Challenge's.

Saving Diary ships an update every 2 weeks, 100 Envelope Savings Challenge every 9 days. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Saving Diary | 100 Envelope Savings Challenge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/100-envelope-savings-challenge/id6761617286/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Freemium | **Ad-supported** |
| Size | 5 MB | 40 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [颖 杨](https://appshunter.io/developer/1872549512) | [Seulki Eom](https://appshunter.io/developer/1718927408) |

## What reviewers say

### Saving Diary

[App page](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489)

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

**Highlights:** Multiple saving plans, Visual progress tracking, Yearly overview grid, Personalized themes, Achievement system, Local data storage, Shareable achievement cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.29 | per month |
| Yearly Pro (Best Value) | $1.99 | per year |
| Lifetime Pro | $3.99 | one-time |


### 100 Envelope Savings Challenge

[App page](https://appshunter.io/ios/app/100-envelope-savings-challenge/id6761617286)

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

**Highlights:** Daily envelope draw, Visual savings tracker, Comprehensive saving goal tracker, Multiple challenge modes, Offline functionality, No bank sync required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Saving Diary free?

Saving Diary is free to download, with in-app purchases available.

### Is 100 Envelope Savings Challenge free?

100 Envelope Savings Challenge is free to download, with no in-app purchases.

### Which has better reviews, Saving Diary or 100 Envelope Savings Challenge?

Saving Diary is rated higher. Saving Diary averages 5.0 out of 5 from 1 ratings, while 100 Envelope Savings Challenge averages 3.5 from 2 ratings.

### Do Saving Diary or 100 Envelope Savings Challenge have ads?

100 Envelope Savings Challenge shows ads; Saving Diary does not.

### Which is updated more often, Saving Diary or 100 Envelope Savings Challenge?

Saving Diary ships an update every 2 weeks, and 100 Envelope Savings Challenge every 9 days. Most recently, Saving Diary was updated on October 15, 2026 and 100 Envelope Savings Challenge on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*