# AI Expense Tracker vs SubZero

The clearest difference is update cadence: SubZero at every 3 days against AI Expense Tracker's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. AI Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

AI Expense Tracker ships an update every 6 weeks, SubZero every 3 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | AI Expense Tracker | SubZero |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 11 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gustavo Silva](https://appshunter.io/developer/1860372546) | [ADOLPHE Alexandre](https://appshunter.io/developer/6781193691) |

## What reviewers say

### AI Expense Tracker

[App page](https://appshunter.io/ios/app/ai-expense-tracker-capy/id6759112474)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Capy Pro Monthly | $4.99 | per month |
| Capy Pro Yearly | $19.99 | per year |


### SubZero

[App page](https://appshunter.io/ios/app/subzero-subscriptions/id6781193689)

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

**Highlights:** Automatic monthly and yearly cost calculation, Installment payment tracking, Free trial and renewal reminders, Spending statistics by category, Yearly spending projection, No account required for privacy

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubZero Pro Lifetime | $3.99 | one-time |


## Frequently asked questions

### Is AI Expense Tracker free?

AI Expense Tracker is free to download, with in-app purchases available.

### Is SubZero free?

SubZero is free to download, with in-app purchases available.

### Do AI Expense Tracker or SubZero have ads?

Neither AI Expense Tracker nor SubZero shows ads.

### Which is updated more often, AI Expense Tracker or SubZero?

AI Expense Tracker ships an update every 6 weeks, and SubZero every 3 days. Most recently, AI Expense Tracker was updated on November 9, 2026 and SubZero on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*