# HSA Tracker Pro vs HSA Vault

The clearest difference is rating: HSA Vault at 4.8 against HSA Tracker Pro's 4.5. HSA Tracker Pro's advantage is iOS requirement (15.1 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. HSA Tracker Pro sells 4 in-app purchases, starting at $3.00 per month and HSA Vault sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

HSA Vault holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 6 and 4 respectively.

HSA Tracker Pro ships an update every 6 weeks, HSA Vault every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | HSA Tracker Pro | HSA Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (6 ratings)](https://appshunter.io/ios/app/hsa-tracker-pro/id6759116912/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475/reviews)** |
| Number of ratings | **6** | 4 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Freemium |
| Size | 49 MB | 4 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Good Steward Labs LLC](https://appshunter.io/developer/1876635110) | [Pensive Products LLC](https://appshunter.io/developer/1798589397) |

## What reviewers say

### HSA Tracker Pro

[App page](https://appshunter.io/ios/app/hsa-tracker-pro/id6759116912)

Effortlessly manage your Health Savings Account by tracking expenses, storing receipts, and generating IRS-compliant reports. Utilize AI-powered receipt scanning for automatic data extraction, ensuring you're prepared for tax or reimbursement needs.

**Highlights:** Unlimited expense tracking, Cloud receipt and EOB storage, IRS-compliant expense reports, AI receipt scanning, HSA eligibility checker, CSV and PDF export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HSA Tracker Basic | $3.00 | per month |
| HSA Tracker Premium (Monthly) | $5.00 | per month |
| HSA Tracker Basic (Annual) | $24.00 | per year |
| HSA Tracker Premium (Annual) | $36.00 | per year |


### HSA Vault

[App page](https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475)

This app uses AI to scan medical receipts, automatically identifying HSA-eligible expenses and categorizing them. It helps you track your HSA balance, manage dependent expenses, and generate reports for tax purposes, all processed securely on your device.

**Highlights:** AI-powered receipt scanning, HSA eligibility auto-detection, Split transaction support, HSA balance tracking, Dependent tagging, Export to CSV/PDF, On-device processing

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HSA Vault Pro | $9.99 | per year |
| HSAVault Pro — Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is HSA Tracker Pro free?

HSA Tracker Pro is free to download, with in-app purchases available.

### Is HSA Vault free?

HSA Vault is free to download, with in-app purchases available.

### Which has better reviews, HSA Tracker Pro or HSA Vault?

HSA Vault is rated higher. HSA Tracker Pro averages 4.5 out of 5 from 6 ratings, while HSA Vault averages 4.8 from 4 ratings.

### Do HSA Tracker Pro or HSA Vault have ads?

Neither HSA Tracker Pro nor HSA Vault shows ads.

### Which is updated more often, HSA Tracker Pro or HSA Vault?

HSA Tracker Pro ships an update every 6 weeks, and HSA Vault every 2 months. Most recently, HSA Tracker Pro was updated on October 24, 2026 and HSA Vault on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*