# ChatBudget vs Spendli

The clearest difference is update cadence: Spendli at every 3 days against ChatBudget's every 6 weeks. ChatBudget's advantage is iOS requirement (16.4 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. ChatBudget sells 2 in-app purchases, starting at $4.99 per month and Spendli sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ChatBudget ships an update every 6 weeks, Spendli every 3 days. The most recent releases landed on September 13, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | ChatBudget | Spendli |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Size | 31 MB | 36 MB |
| Requires iOS | **16.4** | 26.2 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OSNNOVA VENTURES PTE. LTD.](https://appshunter.io/developer/1877023736) | [Ayush Mishra](https://appshunter.io/developer/1884838491) |

## What reviewers say

### ChatBudget

[App page](https://appshunter.io/ios/app/chatbudget-ai-expense-tracker/id6759136337)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $49.99 | per year |


### Spendli

[App page](https://appshunter.io/ios/app/spendli/id6760534086)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendli Plus Monthly | $3.99 | per month |
| Spendli Ultra Monthly | $9.99 | per month |


## Frequently asked questions

### Is ChatBudget free?

ChatBudget is free to download, with in-app purchases available.

### Is Spendli free?

Spendli is free to download, with in-app purchases available.

### Do ChatBudget or Spendli have ads?

Neither ChatBudget nor Spendli shows ads.

### Which is updated more often, ChatBudget or Spendli?

ChatBudget ships an update every 6 weeks, and Spendli every 3 days. Most recently, ChatBudget was updated on September 13, 2026 and Spendli on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*