# ChatBudget vs Blocks

The clearest difference is in-app purchases: Blocks at none against ChatBudget's 2. Blocks also leads on update cadence (weekly vs every 6 weeks). ChatBudget's advantage is iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. ChatBudget sells 2 in-app purchases, starting at $4.99 per month. Blocks asks for nothing beyond the download.

ChatBudget ships an update every 6 weeks, Blocks weekly. Both last shipped on October 25, 2026.

## The numbers

| Metric | ChatBudget | Blocks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/blocks-simple-budget/id6791761157/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | — | Free |
| Size | 31 MB | 3 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OSNNOVA VENTURES PTE. LTD.](https://appshunter.io/developer/1877023736) | [Hirthik Bhojwani](https://appshunter.io/developer/6791761159) |

## What reviewers say

### ChatBudget

[App page](https://appshunter.io/ios/app/chatbudget-ai-expense-tracker/id6759136337)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $49.99 | per year |


### Blocks

[App page](https://appshunter.io/ios/app/blocks-simple-budget/id6791761157)

This app helps you manage your personal finances without subscriptions or ads. It automates bill payments, tracks income, and provides a clear overview of your spending and savings. Your data is kept private and stored locally or synced via iCloud.

**Highlights:** Automated bill payments, Income tracking, Private data storage, Customizable paychecks, Variable bill reminders, Automatic savings sweeps, Quick purchase logging

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChatBudget free?

ChatBudget is free to download, with in-app purchases available.

### Is Blocks free?

Blocks is free to download, with no in-app purchases.

### Do ChatBudget or Blocks have ads?

Neither ChatBudget nor Blocks shows ads.

### Which is updated more often, ChatBudget or Blocks?

ChatBudget ships an update every 6 weeks, and Blocks weekly. Most recently, ChatBudget was updated on October 25, 2026 and Blocks on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*