# MultiRate vs Spendex

The clearest difference is ads: Spendex at none against MultiRate's shown. Spendex also leads on update cadence (daily vs every 4 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. MultiRate sells 2 in-app purchases, starting at $2.99 per month and Spendex sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

MultiRate ships an update every 4 days, Spendex daily. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | MultiRate | Spendex |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 days | **Daily** |
| Size | 11 MB | 18 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Ilchenko](https://appshunter.io/developer/1877141273) | [ILKER CELEBI](https://appshunter.io/developer/1838563148) |

## What reviewers say

### MultiRate

[App page](https://appshunter.io/ios/app/multirate/id6759168758)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $14.99 | per year |


### Spendex

[App page](https://appshunter.io/ios/app/spendex-ai-budget-tracker/id6759742245)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendex Monthly | $3.99 | per month |
| Spendex Yearly | $29.99 | per year |
| Spendex Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is MultiRate free?

MultiRate is free to download, with in-app purchases available.

### Is Spendex free?

Spendex is free to download, with in-app purchases available.

### Do MultiRate or Spendex have ads?

MultiRate shows ads; Spendex does not.

### Which is updated more often, MultiRate or Spendex?

MultiRate ships an update every 4 days, and Spendex daily. Most recently, MultiRate was updated on October 24, 2026 and Spendex on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*