# MultiRate vs RewardTide

The clearest difference is ads: RewardTide at none against MultiRate's shown. RewardTide also leads on iOS requirement (15.0 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. MultiRate sells 2 in-app purchases, starting at $2.99 per month and RewardTide sells 1 in-app purchase, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

MultiRate ships an update every 4 days, RewardTide weekly. The most recent releases landed on September 17, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | MultiRate | RewardTide |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | — | Freemium |
| Size | 11 MB | 35 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Andrii Ilchenko](https://appshunter.io/developer/1877141273) | [Loyalty Dough Inc.](https://appshunter.io/developer/1560281568) |

## What reviewers say

### MultiRate

[App page](https://appshunter.io/ios/app/multirate/id6759168758)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $14.99 | per year |


### RewardTide

[App page](https://appshunter.io/ios/app/rewardtide/id6759778125)

This app helps you maximize credit card rewards by suggesting the best card for each purchase. It offers a gamified simulator for strategy training and an AI advisor for personalized advice. Track your rewards and identify missed opportunities with private analytics.

**Highlights:** Maximize points, miles, and cash back, AI-powered rewards advisor, Gamified strategy simulator, Private rewards analytics, Manual credit card tracking, Card comparison engine

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $6.99 | per month |


## Frequently asked questions

### Is MultiRate free?

MultiRate is free to download, with in-app purchases available.

### Is RewardTide free?

RewardTide is free to download, with in-app purchases available.

### Do MultiRate or RewardTide have ads?

MultiRate shows ads; RewardTide does not.

### Which is updated more often, MultiRate or RewardTide?

MultiRate ships an update every 4 days, and RewardTide weekly. Most recently, MultiRate was updated on September 17, 2026 and RewardTide on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*