# Enveloop vs RetireOS

The clearest difference is ratings volume: Enveloop at 5 against RetireOS's 1. RetireOS's advantage is iOS requirement (15.1 vs 18.1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Enveloop sells 1 one-off in-app purchase and RetireOS sells 2 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Enveloop against 5.0 for RetireOS. That said, the two scores are not equally well evidenced: Enveloop has 5 ratings behind it against 1, so its average is the more settled of the two.

Enveloop ships an update weekly, RetireOS every 2 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Enveloop | RetireOS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/retireos/id6762128531/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 6 MB | 34 MB |
| Requires iOS | 18.1 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Steven Knauss](https://appshunter.io/developer/1877190883) | [RAM PRASADH KRISHNAN](https://appshunter.io/developer/1893039756) |

## What reviewers say

### Enveloop

[App page](https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198)

Manage your finances visually with digital envelopes that sync with your paychecks. Track funded, short, and overdue bills at a glance. Share budgets privately with family via iCloud.

**Highlights:** Visual envelope budgeting, Automatic paycheck allocation, Combined account summary, Private family sharing via iCloud, Customizable bill organization, Transaction logging and audit trail, On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Enveloop | $4.99 | one-time |


### RetireOS

[App page](https://appshunter.io/ios/app/retireos/id6762128531)

This app helps you create a personalized retirement and FIRE (Financial Independence, Retire Early) plan. It calculates your financial goals, investment strategies, and provides a detailed roadmap for your financial future.

**Highlights:** FIRE Number calculation, Monthly SIP planning, Corpus accumulation charts, Retirement Safety Net Zones, Safe Landing Plan, Goals Planner, PDF report export, NRI Mode with dual currency

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetireOS Pro - Yearly | $19.99 | per year |
| RetireOS Pro — Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Enveloop free?

Enveloop is free to download, with in-app purchases available.

### Is RetireOS free?

RetireOS is free to download, with in-app purchases available.

### Which has better reviews, Enveloop or RetireOS?

Enveloop and RetireOS are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Enveloop or RetireOS have ads?

Neither Enveloop nor RetireOS shows ads.

### Which is updated more often, Enveloop or RetireOS?

Enveloop ships an update weekly, and RetireOS every 2 weeks. Most recently, Enveloop was updated on October 31, 2026 and RetireOS on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*