# Enveloop vs Payday Buckets

The clearest difference is rating: Enveloop at 5.0 against Payday Buckets's 4.0. Enveloop also leads on update cadence (weekly vs fortnightly) and ratings volume (5 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Enveloop sells 1 one-off in-app purchase and Payday Buckets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Enveloop holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Enveloop has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Enveloop ships an update weekly, Payday Buckets fortnightly. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Enveloop | Payday Buckets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/payday-buckets/id6770819645/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 6 MB | 12 MB |
| Requires iOS | **18.1** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Steven Knauss](https://appshunter.io/developer/1877190883) | [Nathan Booth](https://appshunter.io/developer/1878878289) |

## What reviewers say

### Enveloop

[App page](https://appshunter.io/ios/app/enveloop-envelope-budget/id6759178198)

Manage your finances visually with digital envelopes that sync with your paychecks. Track funded, short, and overdue bills at a glance. Share budgets privately with family via iCloud.

**Highlights:** Visual envelope budgeting, Automatic paycheck allocation, Combined account summary, Private family sharing via iCloud, Customizable bill organization, Transaction logging and audit trail, On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Enveloop | $4.99 | one-time |


### Payday Buckets

[App page](https://appshunter.io/ios/app/payday-buckets/id6770819645)

This app helps you manage your finances by calculating exactly how much to set aside from each paycheck for bills, savings, and irregular expenses. It simplifies budgeting by focusing on 'buckets' rather than detailed transaction tracking, ensuring you know your financial plan each payday.

**Highlights:** Paycheck-based financial planning, Bucket and sinking fund management, Customizable pay schedules, Bill and savings goal tracking, Local data storage, iCloud sync for iPhone and iPad, CSV export and JSON backup

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payday Buckets Pro | $12.99 | one-time |


## Frequently asked questions

### Is Enveloop free?

Enveloop is free to download, with in-app purchases available.

### Is Payday Buckets free?

Payday Buckets is free to download, with in-app purchases available.

### Which has better reviews, Enveloop or Payday Buckets?

Enveloop is rated higher. Enveloop averages 5.0 out of 5 from 5 ratings, while Payday Buckets averages 4.0 from 1 ratings.

### Do Enveloop or Payday Buckets have ads?

Neither Enveloop nor Payday Buckets shows ads.

### Which is updated more often, Enveloop or Payday Buckets?

Enveloop ships an update weekly, and Payday Buckets fortnightly. Most recently, Enveloop was updated on October 17, 2026 and Payday Buckets on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*