# Kwelya vs UBA Paychap

The clearest difference is price: UBA Paychap at Free against Kwelya's $0.99. UBA Paychap also leads on in-app purchases (none vs 1). On update cadence, ads, device support and iOS requirement there is nothing between them.

UBA Paychap is free to download; Kwelya costs $0.99 up front. Kwelya sells 1 in-app purchase, starting at $2.99 per month. UBA Paychap asks for nothing beyond the download.

Kwelya ships an update every 5 days, UBA Paychap weekly. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kwelya | UBA Paychap |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/uba-paychap/id6764057116/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | — | Free |
| Size | 59 MB | 52 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Yves NGALAMULUME](https://appshunter.io/developer/1877204519) | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) |

## What reviewers say

### Kwelya

[App page](https://appshunter.io/ios/app/kwelya/id6759179337)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pack Plus | $2.99 | per month |


### UBA Paychap

[App page](https://appshunter.io/ios/app/uba-paychap/id6764057116)

Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.

**Highlights:** Tap to Pay (NFC), Scan to Pay (QR), Pay by Phone Number, Transaction History, Biometric Login, Multilingual Support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kwelya free?

Kwelya costs $0.99, and also offers in-app purchases.

### Is UBA Paychap free?

UBA Paychap is free to download, with no in-app purchases.

### Do Kwelya or UBA Paychap have ads?

Neither Kwelya nor UBA Paychap shows ads.

### Which is updated more often, Kwelya or UBA Paychap?

Kwelya ships an update every 5 days, and UBA Paychap weekly. Most recently, Kwelya was updated on October 28, 2026 and UBA Paychap on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*