# Kwelya vs Spend Tracker & Budget

The clearest difference is price: Spend Tracker & Budget at Free against Kwelya's $0.99. Kwelya's advantage is ads (none vs shown). On update cadence, in-app purchases, device support and iOS requirement there is nothing between them.

Spend Tracker & Budget is free to download; Kwelya costs $0.99 up front. Kwelya sells 1 in-app purchase, starting at $2.99 per month and Spend Tracker & Budget sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Kwelya ships an update every 5 days, Spend Tracker & Budget every 9 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Kwelya | Spend Tracker & Budget |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 9 days |
| Monetization | — | Free with in-app purchases |
| Size | 59 MB | 50 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 9+ |
| Developer | [Yves NGALAMULUME](https://appshunter.io/developer/1877204519) | [Mohamed Nagy](https://appshunter.io/developer/1582361271) |

## What reviewers say

### Kwelya

[App page](https://appshunter.io/ios/app/kwelya/id6759179337)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pack Plus | $2.99 | per month |


### Spend Tracker & Budget

[App page](https://appshunter.io/ios/app/spend-tracker-and-budget/id6778402875)

Log expenses quickly by speaking naturally. This app parses amounts, categories, and merchants from your voice input, offering visual insights and budget tracking. Choose on-device processing for enhanced privacy.

**Highlights:** Voice-first expense logging, Smart parsing of transactions, On-device privacy option, Visual spending charts, Category-based budgeting, Transaction history and search

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly subscription | $0.99 | per 7 days |
| Monthly subscription | $1.99 | per month |
| Yearly subscription | $19.99 | per year |
| Remove Ads & Unlock Insights | $3.99 | one-time |


## Frequently asked questions

### Is Kwelya free?

Kwelya costs $0.99, and also offers in-app purchases.

### Is Spend Tracker & Budget free?

Spend Tracker & Budget is free to download, with in-app purchases available.

### Do Kwelya or Spend Tracker & Budget have ads?

Spend Tracker & Budget shows ads; Kwelya does not.

### Which is updated more often, Kwelya or Spend Tracker & Budget?

Kwelya ships an update every 5 days, and Spend Tracker & Budget every 9 days. Most recently, Kwelya was updated on October 31, 2026 and Spend Tracker & Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*