# OjaCircle vs MozaikPay

The clearest difference is in-app purchases: MozaikPay at none against OjaCircle's 4. MozaikPay also leads on update cadence (every 4 days vs every 2 weeks). OjaCircle's advantage is iOS requirement (13.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. OjaCircle sells 4 in-app purchases, starting at $2.99 per month. MozaikPay asks for nothing beyond the download.

OjaCircle ships an update every 2 weeks, MozaikPay every 4 days. The most recent releases landed on October 10, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | OjaCircle | MozaikPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/ojacircle/id6759188659/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 80 MB | 83 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Ojawaju LLC](https://appshunter.io/developer/1701246854) | [Sig Zero Inc.](https://appshunter.io/developer/1880361349) |

## What reviewers say

### OjaCircle

[App page](https://appshunter.io/ios/app/ojacircle/id6759188659)

This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.

**Highlights:** Rotating savings traditions, Contribution and payout tracking, Multi-currency wallet, Smart reminders, Trust scores, Identity verification

**Features:** macOS Compatibility, Family Sharing, Apple Wallet, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $2.99 | per month |
| Pro Monthly | $5.99 | per month |
| Premium Yearly | $29.99 | per year |
| Pro Yearly | $59.99 | per year |


### MozaikPay

[App page](https://appshunter.io/ios/app/mozaikpay/id6759724794)

**In-app purchases:** none


## Frequently asked questions

### Is OjaCircle free?

OjaCircle is free to download, with in-app purchases available.

### Is MozaikPay free?

MozaikPay is free to download, with no in-app purchases.

### Do OjaCircle or MozaikPay have ads?

Neither OjaCircle nor MozaikPay shows ads.

### Which is updated more often, OjaCircle or MozaikPay?

OjaCircle ships an update every 2 weeks, and MozaikPay every 4 days. Most recently, OjaCircle was updated on October 10, 2026 and MozaikPay on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*