# Budget0 vs Cacao Ledger

The clearest difference is price: Cacao Ledger at Free against Budget0's $2.99. Cacao Ledger also leads on iOS requirement (13.0 vs 16.4). On update cadence, ads, in-app purchases and device support there is nothing between them.

Cacao Ledger is free to download; Budget0 costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Budget0 ships an update every 3 days, Cacao Ledger every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget0 | Cacao Ledger |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cacao-ledger/id6762229692/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | Paid | **Free** |
| Size | 47 MB | 24 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Steffen Meyer](https://appshunter.io/developer/1832181903) | [Eduardo Oropeza-Sanchez](https://appshunter.io/developer/1893458394) |

## What reviewers say

### Budget0

[App page](https://appshunter.io/ios/app/budget0/id6759191517)

Take full control of your finances with zero-based budgeting. Assign every dollar a purpose, track spending with smart categorization, and visualize your financial health with beautiful charts. Secure your data with PIN and biometric authentication.

**Highlights:** Zero-based budgeting method, AI-powered auto-categorization, Budget groups and comparison, Interactive financial charts, PDF report generation, Cloud backup and restore, PIN and biometric security

**Features:** macOS Compatibility

**In-app purchases:** none


### Cacao Ledger

[App page](https://appshunter.io/ios/app/cacao-ledger/id6762229692)

This personal accounting app uses double-entry bookkeeping to provide a clear financial overview. Track income, expenses, and organize funds across various categories, with robust reporting and multi-currency support. Your financial data remains private and on your device.

**Highlights:** Double-entry bookkeeping, Transaction recording, Financial reporting (income statement, balance sheet), Multi-currency support, Data export (PDF, JSON, CSV, Ledger), On-device privacy

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Budget0 free?

Budget0 costs $2.99, with no in-app purchases.

### Is Cacao Ledger free?

Cacao Ledger is free to download, with no in-app purchases.

### Do Budget0 or Cacao Ledger have ads?

Neither Budget0 nor Cacao Ledger shows ads.

### Which is updated more often, Budget0 or Cacao Ledger?

Budget0 ships an update every 3 days, and Cacao Ledger every 5 days. Most recently, Budget0 was updated on November 5, 2026 and Cacao Ledger on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*