# OnlyFunds vs Moatly.

The clearest difference is in-app purchases: OnlyFunds at none against Moatly.'s 2. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Moatly. sells 2 in-app purchases, starting at $14.99 per month. OnlyFunds asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for OnlyFunds against 5.0 for Moatly.. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

OnlyFunds ships an update every 4 days, Moatly. weekly. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | OnlyFunds | Moatly. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/onlyfunds/id6759209678/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/moatly/id6768135444/reviews) |
| Number of ratings | 2 | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 34 MB | 42 MB |
| Requires iOS | 15.1 | **14.0.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Phillips Capital, LLC](https://appshunter.io/developer/1877432544) | [elloBEE, LLC.](https://appshunter.io/developer/915484856) |

## What reviewers say

### OnlyFunds

[App page](https://appshunter.io/ios/app/onlyfunds/id6759209678)

Simplify your investment journey with this mobile platform. Register, create your profile, and set up an investment account directly from your phone. Monitor your portfolio with real-time data on holdings, transactions, and balances.

**Highlights:** Easy registration and profile setup, Mobile investment account creation, Real-time portfolio tracking, Transaction history, Balance snapshots, Expert-managed investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Moatly.

[App page](https://appshunter.io/ios/app/moatly/id6768135444)

This app provides a structured framework for stock analysis, focusing on understanding a business, its competitive advantages, management quality, and valuation. It offers automated financial data, personalized scores, and an AI mentor to help investors make informed decisions without guesswork.

**Highlights:** Moatly Valuation Framework, Automated financial data, Personalized Meaning score, Stock ideas based on Circle of Competence, Unlimited Watchlist with alerts, AI mentor and analyst, Scenario testing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Moatly Investor | $14.99 | per month |
| Moatly Investor + AI | $24.99 | per month |


## Frequently asked questions

### Is OnlyFunds free?

OnlyFunds is free to download, with no in-app purchases.

### Is Moatly. free?

Moatly. is free to download, with in-app purchases available.

### Which has better reviews, OnlyFunds or Moatly.?

OnlyFunds and Moatly. are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.

### Do OnlyFunds or Moatly. have ads?

Neither OnlyFunds nor Moatly. shows ads.

### Which is updated more often, OnlyFunds or Moatly.?

OnlyFunds ships an update every 4 days, and Moatly. weekly. Most recently, OnlyFunds was updated on October 7, 2026 and Moatly. on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*