# OnlyFunds vs KeyTransact

The clearest difference is device support: OnlyFunds at 3 against KeyTransact's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnlyFunds ships an update weekly, KeyTransact every 2 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | OnlyFunds | KeyTransact |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (3 ratings)](https://appshunter.io/ios/app/onlyfunds/id6759209678/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 34 MB | 63 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Phillips Capital, LLC](https://appshunter.io/developer/1877432544) | [KeyInventions LLC](https://appshunter.io/developer/6776918079) |

## What reviewers say

### OnlyFunds

[App page](https://appshunter.io/ios/app/onlyfunds/id6759209678)

Simplify your investment journey with this mobile platform. Register, create your profile, and set up an investment account directly from your phone. Monitor your portfolio with real-time data on holdings, transactions, and balances.

**Highlights:** Easy registration and profile setup, Mobile investment account creation, Real-time portfolio tracking, Transaction history, Balance snapshots, Expert-managed investments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KeyTransact

[App page](https://appshunter.io/ios/app/keytransact-payments/id6776918943)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OnlyFunds free?

OnlyFunds is free to download, with no in-app purchases.

### Is KeyTransact free?

KeyTransact is free to download, with no in-app purchases.

### Do OnlyFunds or KeyTransact have ads?

Neither OnlyFunds nor KeyTransact shows ads.

### Which is updated more often, OnlyFunds or KeyTransact?

OnlyFunds ships an update weekly, and KeyTransact every 2 weeks. Most recently, OnlyFunds was updated on October 31, 2026 and KeyTransact on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*