# Planfolio vs Investment Optimization

The clearest difference is device support: Investment Optimization at 3 against Planfolio's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Planfolio sells 2 in-app purchases, starting at $9.99 per month and Investment Optimization sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Planfolio ships an update weekly, Investment Optimization fortnightly. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Planfolio | Investment Optimization |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Freemium | — |
| Size | 83 MB | 37 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Surplexic GmbH](https://appshunter.io/developer/1741373079) | [Optimization Tools LLC](https://appshunter.io/developer/1884494805) |

## What reviewers say

### Planfolio

[App page](https://appshunter.io/ios/app/planfolio-portfolio-tracker/id6759222246)

Gain a clear understanding of your total asset ownership and their quality. This app uses AI to analyze drivers and risks, providing fundamental analysis and valuation metrics for each holding. It prioritizes privacy by parsing broker statements on your device.

**Highlights:** AI-driven asset research, Fundamental analysis and scoring, Dividend tracking, Wealth planning and projections, Privacy-focused data handling, App Lock with Face ID/PIN

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Prisma Pro Monthly | $9.99 | per month |
| Prisma Pro Yearly | $79.99 | per year |


### Investment Optimization

[App page](https://appshunter.io/ios/app/investment-optimization/id6760441967)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $7.99 | per month |
| Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Planfolio free?

Planfolio is free to download, with in-app purchases available.

### Is Investment Optimization free?

Investment Optimization is free to download, with in-app purchases available.

### Do Planfolio or Investment Optimization have ads?

Neither Planfolio nor Investment Optimization shows ads.

### Which is updated more often, Planfolio or Investment Optimization?

Planfolio ships an update weekly, and Investment Optimization fortnightly. Most recently, Planfolio was updated on September 22, 2026 and Investment Optimization on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*