Comparison

Spentio vs Niqassimha

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentio

Features
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Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt • Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT • One clear number on Home: what you've spent or what's left, today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

Niqassimha

Read full description

Niqassimha — split group expenses without the awkwardness. Log an expense and instantly see who owes whom, then settle up with the fewest transfers. No spreadsheets, no "who paid what", no awkward reminders. - Log any expense in seconds — evenly, by exact amounts, or by shares. - "What you're owed / what you owe" is crystal clear for everyone. - A group for every occasion: trips, home, friends, or anything. - Simplify reduces settlements to the fewest possible transfers. - Send via your wallet (stc bank, barq, D360, urpay) or cash, with one-tap copy of the recipient's number. - Invite your crew by link or code — they join instantly. - Trip Summary: a shareable card of your group's spending. Niqassimha never moves money or connects to your bank — it just keeps the group's expenses clear for everyone.

Screenshots

Spentio4 screens
Niqassimha4 screens

Verdict

The call

The clearest difference is in-app purchases: Niqassimha at none against Spentio's 3. Niqassimha also leads on iOS requirement (16.4 vs 26.0). Spentio's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month. Niqassimha asks for nothing beyond the download.

UpkeepUpdate frequency

Spentio ships an update every 2 days, Niqassimha every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 3 level
Spentio versus Niqassimha: the parameters behind the verdict, then further details
ParameterSpentioNiqassimha
PriceFreeFree
Update frequencyEvery 2 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad — better
Requires iOS26.016.4 — better
Further details — not scored
Size35 MB50 MB
Age rating4+4+
DeveloperBASTIAN VIDELAOmar Alsanie

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$3.991 Month
  • Spentio Pro14 Days trial$19.991 Year
One-time1
  • Spentio Pro Lifetime$39.99
None

Niqassimha

No in-app purchases

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is Niqassimha free?
Niqassimha is free to download, with no in-app purchases.
Do Spentio or Niqassimha have ads?
Neither Spentio nor Niqassimha shows ads.
Which is updated more often, Spentio or Niqassimha?
Spentio ships an update every 2 days, and Niqassimha every 2 weeks. Most recently, Spentio was updated on November 5, 2026 and Niqassimha on October 31, 2026.

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