# Spending vs Finance Tracker

The clearest difference is in-app purchases: Spending at none against Finance Tracker's 2. Spending also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17.0). Finance Tracker's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Both are free to download. Finance Tracker sells 2 in-app purchases, starting at $7.99 per month. Spending asks for nothing beyond the download.

Spending ships an update every 3 days, Finance Tracker every 2 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spending | Finance Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spending-expense-tracker/id6759245795/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | Ad-supported | — |
| Size | 37 MB | 67 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Albert Patrick Sankoh](https://appshunter.io/developer/1601019725) | [Ole Christian Michelsen](https://appshunter.io/developer/1783397704) |

## What reviewers say

### Spending

[App page](https://appshunter.io/ios/app/spending-expense-tracker/id6759245795)

Effortlessly manage your finances by tracking expenses, setting budgets, and monitoring bills. This secure app offers voice-to-text entry for quick transaction logging and provides smart reports to help you understand spending habits and achieve savings goals.

**Highlights:** Voice-to-text expense entry, Track income and expenses, Smart reports and analytics, Budget planner and savings goals, Recurring transactions and bill reminders, Automatic backup, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-notyfi/id6761531319)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $7.99 | per month |
| Yearly Plan | $29.99 | per year |


## Frequently asked questions

### Is Spending free?

Spending is free to download, with no in-app purchases.

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Do Spending or Finance Tracker have ads?

Spending shows ads; Finance Tracker does not.

### Which is updated more often, Spending or Finance Tracker?

Spending ships an update every 3 days, and Finance Tracker every 2 days. Most recently, Spending was updated on October 28, 2026 and Finance Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*