# Mi Dinero vs zero

The clearest difference is in-app purchases: zero at none against Mi Dinero's 5. zero also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (15.1 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. Mi Dinero sells 5 one-off in-app purchases. zero asks for nothing beyond the download.

Mi Dinero ships an update every 2 months, zero every 3 weeks. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Mi Dinero | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.8 (4 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 33 MB | 31 MB |
| Requires iOS | 26.2 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Recognica, LLC](https://appshunter.io/developer/1870681929) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Mi Dinero

[App page](https://appshunter.io/ios/app/mi-dinero/id6759252423)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Coffee | $0.99 | one-time |
| Medium Coffee | $2.99 | one-time |
| Lunch | $4.99 | one-time |
| Full Access. | $6.99 | one-time |
| Generous Tip | $9.99 | one-time |


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mi Dinero free?

Mi Dinero is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Do Mi Dinero or zero have ads?

Neither Mi Dinero nor zero shows ads.

### Which is updated more often, Mi Dinero or zero?

Mi Dinero ships an update every 2 months, and zero every 3 weeks. Most recently, Mi Dinero was updated on October 4, 2026 and zero on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*