# Cash Flow Tool vs EvenUp

The clearest difference is in-app purchases: EvenUp at none against Cash Flow Tool's 1. EvenUp also leads on ratings volume (3 vs 1) and iOS requirement (15.1 vs 26.0). Cash Flow Tool's advantage is update cadence (every 5 days vs every 11 days). On price, rating, ads and device support there is nothing between them.

Both are free to download. Cash Flow Tool sells 1 one-off in-app purchase. EvenUp asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Cash Flow Tool against 5.0 for EvenUp. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Cash Flow Tool ships an update every 5 days, EvenUp every 11 days. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Cash Flow Tool | EvenUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/cash-flow-tool/id6759261013/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/evenup-split-bills/id6761210581/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 11 days |
| Monetization | Freemium | **Free** |
| Size | 12 MB | 36 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | +4 | 4+ |
| Developer | [Jonathan Clark](https://appshunter.io/developer/1877705875) | [Torque Trader LLC](https://appshunter.io/developer/1847912901) |

## What reviewers say

### Cash Flow Tool

[App page](https://appshunter.io/ios/app/cash-flow-tool/id6759261013)

This tool projects your upcoming financial balance week-by-week, mapping bills, income, credit card payments, and loan obligations. It helps you visualize your financial future, plan expenses, and manage savings and debt payoff strategies.

**Highlights:** 12-month week-by-week projection engine, Savings Builder with multiple strategies, Debt Payoff Planner (Avalanche, Snowball), Detailed expense and cash flow charts, Cross-device iCloud sync, Privacy features with Face ID/Touch ID lock

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cash Flow Pro | $1.99 | one-time |


### EvenUp

[App page](https://appshunter.io/ios/app/evenup-split-bills/id6761210581)

Effortlessly divide expenses with friends and roommates. This app calculates shared costs, including tip and tax, and helps you track outstanding debts with personal tabs. It offers fun ways to settle disagreements and works offline for convenience.

**Highlights:** Split bills with tip and tax, Track IOUs with personal tabs, Log charges and payments, Random decision maker (wheel/coin), Save frequent groups, Offline functionality, Dark mode

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cash Flow Tool free?

Cash Flow Tool is free to download, with in-app purchases available.

### Is EvenUp free?

EvenUp is free to download, with no in-app purchases.

### Which has better reviews, Cash Flow Tool or EvenUp?

Cash Flow Tool and EvenUp are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Cash Flow Tool or EvenUp have ads?

Neither Cash Flow Tool nor EvenUp shows ads.

### Which is updated more often, Cash Flow Tool or EvenUp?

Cash Flow Tool ships an update every 5 days, and EvenUp every 11 days. Most recently, Cash Flow Tool was updated on October 8, 2026 and EvenUp on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*