# Cash Flow Tool vs Spliiit

The clearest difference is ads: Cash Flow Tool at none against Spliiit's shown. Spliiit's advantage is iOS requirement (16.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Cash Flow Tool sells 1 one-off in-app purchase and Spliiit sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Cash Flow Tool | Spliiit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cash-flow-tool/id6759261013/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 days | Every 5 days |
| Monetization | Freemium | — |
| Size | 12 MB | 27 MB |
| Requires iOS | 26.0 | **16.0** |
| Devices | **iPhone, iPad, Mac** | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [Jonathan Clark](https://appshunter.io/developer/1877705875) | [Abhishek Desai](https://appshunter.io/developer/1888987319) |

## What reviewers say

### Cash Flow Tool

[App page](https://appshunter.io/ios/app/cash-flow-tool/id6759261013)

This tool projects your upcoming financial balance week-by-week, mapping bills, income, credit card payments, and loan obligations. It helps you visualize your financial future, plan expenses, and manage savings and debt payoff strategies.

**Highlights:** 12-month week-by-week projection engine, Savings Builder with multiple strategies, Debt Payoff Planner (Avalanche, Snowball), Detailed expense and cash flow charts, Cross-device iCloud sync, Privacy features with Face ID/Touch ID lock

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cash Flow Pro | $1.99 | one-time |


### Spliiit

[App page](https://appshunter.io/ios/app/spliiit-split-expenses/id6761338254)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spliiit Premium | $3.99 | per month |
| Spliiit Premium | $34.99 | per year |


## Frequently asked questions

### Is Cash Flow Tool free?

Cash Flow Tool is free to download, with in-app purchases available.

### Is Spliiit free?

Spliiit is free to download, with in-app purchases available.

### Do Cash Flow Tool or Spliiit have ads?

Spliiit shows ads; Cash Flow Tool does not.

### Which is updated more often, Cash Flow Tool or Spliiit?

Cash Flow Tool ships an update every 5 days, and Spliiit every 5 days. Most recently, Cash Flow Tool was updated on October 8, 2026 and Spliiit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*