# Money Flow vs SpendWise

The clearest difference is in-app purchases: Money Flow at none against SpendWise's 3. Money Flow also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.1). SpendWise's advantage is update cadence (every 5 days vs every 4 months). On price and device support there is nothing between them.

Both are free to download. SpendWise sells 3 in-app purchases, starting at $1.49 per 7 days. Money Flow asks for nothing beyond the download.

Money Flow ships an update every 4 months, SpendWise every 5 days. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Money Flow | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 5 days** |
| Size | 32 MB | 51 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ganesh Kalwane](https://appshunter.io/developer/1808677857) | [Glaium Inc.](https://appshunter.io/developer/1846924999) |

## What reviewers say

### Money Flow

[App page](https://appshunter.io/ios/app/money-flow-expense-tracker/id6759262880)

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-expenses-tracker/id6759625869)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Weekly | $1.49 | per 7 days |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $29.99 | per year |


## Frequently asked questions

### Is Money Flow free?

Money Flow is free to download, with no in-app purchases.

### Is SpendWise free?

SpendWise is free to download, with in-app purchases available.

### Do Money Flow or SpendWise have ads?

SpendWise shows ads; Money Flow does not.

### Which is updated more often, Money Flow or SpendWise?

Money Flow ships an update every 4 months, and SpendWise every 5 days. Most recently, Money Flow was updated on September 10, 2026 and SpendWise on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*