# dividi vs calmfinance

The clearest difference is update cadence: calmfinance at daily against dividi's weekly. dividi's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. dividi sells 4 in-app purchases, starting at $1.99 per month and calmfinance sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

dividi ships an update weekly, calmfinance daily. Both last shipped on October 31, 2026.

## The numbers

| Metric | dividi | calmfinance |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Daily** |
| Monetization | Freemium | — |
| Size | 61 MB | 31 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | +12 | 4+ |
| Developer | [Jonathan Givisiez](https://appshunter.io/developer/1877765406) | [Roman Datsiuk](https://appshunter.io/developer/6780537782) |

## What reviewers say

### dividi

[App page](https://appshunter.io/ios/app/dividi-shared-expenses/id6759269293)

Manage personal and shared finances effortlessly. Track individual spending, budget effectively, and simplify expense splitting with a partner. Generate shareable statements and set financial goals.

**Highlights:** Personal and joint account management, Smart budgeting with categories, Automatic transfer calculations, Shareable financial statements, Expense tracking and history, Goal setting and progress tracking, Voice-assisted expense logging

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| dividi Premium – Monthly | $1.99 | per month |
| dividi Premium Duo – Monthly | $2.79 | per month |
| dividi Premium – Yearly | $14.99 | per year |
| dividi Premium Duo – Yearly | $20.99 | per year |


### calmfinance

[App page](https://appshunter.io/ios/app/calmfinance-net-worth-tracker/id6780537780)

**Features:** macOS Compatibility, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $1.99 | per month |
| Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is dividi free?

dividi is free to download, with in-app purchases available.

### Is calmfinance free?

calmfinance is free to download, with in-app purchases available.

### Do dividi or calmfinance have ads?

Neither dividi nor calmfinance shows ads.

### Which is updated more often, dividi or calmfinance?

dividi ships an update weekly, and calmfinance daily. Most recently, dividi was updated on October 31, 2026 and calmfinance on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
