# Credit Card Tracker vs Pointspector

The clearest difference is in-app purchases: Pointspector at none against Credit Card Tracker's 3. Pointspector also leads on rating (5.0 vs 4.6) and iOS requirement (15.1 vs 17.0). Credit Card Tracker's advantage is chart position (#186 vs unranked) and ratings volume (47 vs 7). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Pointspector asks for nothing beyond the download.

Pointspector holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Credit Card Tracker has 47 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 94% of Credit Card Tracker's written reviews are positive against 100% of Pointspector's.

## The numbers

| Metric | Credit Card Tracker | Pointspector |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (47 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/pointspector/id6761955228/reviews)** |
| Number of ratings | **47** | 7 |
| Positive reviews | 94.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | **Free** |
| Best chart rank | **#186** | — |
| Size | 252 MB | 54 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) | [FREDERICK CANTZLAAR BEECHER](https://appshunter.io/developer/1892191242) |

## What reviewers say

### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

**Currently charting:** #186 Top Grossing · Finance (US App Store)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


### Pointspector

[App page](https://appshunter.io/ios/app/pointspector/id6761955228)

This app acts as your personal rewards strategist, analyzing your credit cards to recommend the best one for every purchase. It helps you maximize points, miles, and cash back by optimizing your spending and tracking welcome bonuses.

**Highlights:** Real-time card recommendations for purchases, Personalized guidance based on your wallet, Welcome bonus tracking, Optimization based on cents-per-point valuations, Card catalog for discovery

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Is Pointspector free?

Pointspector is free to download, with no in-app purchases.

### Which has better reviews, Credit Card Tracker or Pointspector?

Pointspector is rated higher. Credit Card Tracker averages 4.6 out of 5 from 47 ratings, while Pointspector averages 5.0 from 7 ratings.

### Do Credit Card Tracker or Pointspector have ads?

Neither Credit Card Tracker nor Pointspector shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*