# Credit Card Tracker vs CentZero

The clearest difference is in-app purchases: CentZero at none against Credit Card Tracker's 3. Credit Card Tracker's advantage is chart position (#199 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. CentZero asks for nothing beyond the download.

## The numbers

| Metric | Credit Card Tracker | CentZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (47 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews)** | — |
| Number of ratings | **47** | — |
| Positive reviews | 94.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | — |
| Best chart rank | **#199** | — |
| Size | 252 MB | 82 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) | [Chris Tang](https://appshunter.io/developer/1892232824) |

## What reviewers say

### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

**Currently charting:** #199 Top Grossing · Finance (US App Store)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


### CentZero

[App page](https://appshunter.io/ios/app/centzero/id6762122633)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Is CentZero free?

CentZero is free to download, with no in-app purchases.

### Do Credit Card Tracker or CentZero have ads?

Neither Credit Card Tracker nor CentZero shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*