# Credit Card Tracker vs Perk Ledger

The clearest difference is in-app purchases: Perk Ledger at none against Credit Card Tracker's 3. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Perk Ledger asks for nothing beyond the download.

## The numbers

| Metric | Credit Card Tracker | Perk Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (52 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews)** | — |
| Number of ratings | **52** | — |
| Positive reviews | 94.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Freemium | — |
| Size | 255 MB | 11 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) | [RL Ventures Group LLC](https://appshunter.io/developer/1896325358) |

## What reviewers say

### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


### Perk Ledger

[App page](https://appshunter.io/ios/app/perk-ledger/id6766788336)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Is Perk Ledger free?

Perk Ledger is free to download, with no in-app purchases.

### Do Credit Card Tracker or Perk Ledger have ads?

Neither Credit Card Tracker nor Perk Ledger shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*