# Credit Card Tracker vs All About The Points

The clearest difference is monetization model: Credit Card Tracker at freemium against All About The Points's subscription. Credit Card Tracker also leads on ratings volume (52 vs 1). All About The Points's advantage is rating (5.0 vs 4.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month and All About The Points sells 2 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

All About The Points holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Credit Card Tracker has 52 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 94% of Credit Card Tracker's written reviews are positive against 100% of All About The Points's.

## The numbers

| Metric | Credit Card Tracker | All About The Points |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (52 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/all-about-the-points/id6767738874/reviews)** |
| Number of ratings | **52** | 1 |
| Positive reviews | 94.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | **Freemium** | Subscription |
| Size | 255 MB | 17 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) | [Rafael Chiquin](https://appshunter.io/developer/1894757359) |

## What reviewers say

### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


### All About The Points

[App page](https://appshunter.io/ios/app/all-about-the-points/id6767738874)

This app helps you track and maximize the benefits of your premium credit cards. It consolidates statement credits, perks, and expiring offers into a clear dashboard, helping you determine if your cards are worth the annual fee.

**Highlights:** Consolidated credit card benefits dashboard, Track statement credits and perks, Monitor expiring offers with countdowns, Home and Lock Screen widgets, Per-card value vs. annual fee tracking, Best card recommendations for spending categories, Private by design, no bank logins required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Subscription | $19.99 | per year |
| Lifetime Purchase | $49.99 | one-time |


## Frequently asked questions

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Is All About The Points free?

All About The Points is free to download, with in-app purchases available.

### Which has better reviews, Credit Card Tracker or All About The Points?

All About The Points is rated higher. Credit Card Tracker averages 4.6 out of 5 from 52 ratings, while All About The Points averages 5.0 from 1 ratings.

### Do Credit Card Tracker or All About The Points have ads?

Neither Credit Card Tracker nor All About The Points shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*