# Credit Card Tracker vs Mint Budget

The clearest difference is rating: Mint Budget at 5.0 against Credit Card Tracker's 4.5. Mint Budget also leads on chart position (#182 vs unranked) and update cadence (weekly vs fortnightly). Credit Card Tracker's advantage is ratings volume (53 vs 2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month and Mint Budget sells 4 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Mint Budget holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Credit Card Tracker has 53 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 94% of Credit Card Tracker's written reviews are positive against 100% of Mint Budget's.

Credit Card Tracker ships an update fortnightly, Mint Budget weekly. Both last shipped on October 28, 2026.

## The numbers

| Metric | Credit Card Tracker | Mint Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (53 ratings)](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mint-budget-expense-manager/id6787432326/reviews)** |
| Number of ratings | **53** | 2 |
| Positive reviews | 94.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Freemium | Freemium |
| Best chart rank | — | **#182** |
| Size | 258 MB | 45 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SPACE ROBOTS INC](https://appshunter.io/developer/1877786048) | [Min Budget LLC](https://appshunter.io/developer/6787432328) |

## What reviewers say

### Credit Card Tracker

[App page](https://appshunter.io/ios/app/credit-card-tracker-cardstack/id6759270863)

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

**Highlights:** Maximize cashback and offers, Track statement credits automatically, Redeem points at peak value, AI agent for personalized advice, See which card earns the most, Track points portfolio, Annual fee advisor

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CardStack+ | $12.99 | per month |
| CardStack+ | $89.99 | per year |
| CardStack+ Lifetime | $239.99 | one-time |


### Mint Budget

[App page](https://appshunter.io/ios/app/mint-budget-expense-manager/id6787432326)

**Currently charting:** #182 Top Grossing · Finance (US App Store)

Manage your spending, budgets, subscriptions, and bills effortlessly. Track credit card perks, net worth, and savings goals with automatic categorization and smart notifications. Offers a secure, private, and ad-free experience.

**Highlights:** All-in-one financial dashboard, Automatic expense tracking, Smart budgeting with notifications, Subscription and bill reminders, Credit card benefits tracking, Investment tracking (Premium+), AI financial coach (Premium+)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $6.99 | per month |
| Premium+ Monthly | $9.99 | per month |
| Premium Yearly | $59.99 | per year |
| Premium+ Yearly | $79.99 | per year |


## Frequently asked questions

### Is Credit Card Tracker free?

Credit Card Tracker is free to download, with in-app purchases available.

### Is Mint Budget free?

Mint Budget is free to download, with in-app purchases available.

### Which has better reviews, Credit Card Tracker or Mint Budget?

Mint Budget is rated higher. Credit Card Tracker averages 4.5 out of 5 from 53 ratings, while Mint Budget averages 5.0 from 2 ratings.

### Do Credit Card Tracker or Mint Budget have ads?

Neither Credit Card Tracker nor Mint Budget shows ads.

### Which is updated more often, Credit Card Tracker or Mint Budget?

Credit Card Tracker ships an update fortnightly, and Mint Budget weekly. Most recently, Credit Card Tracker was updated on October 28, 2026 and Mint Budget on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*